Preferred Rewards makes your credit card even better
When you enroll in the Preferred Rewards program, you can get a 25% — 75% rewards bonus on all eligible Oak Finance® credit cards.
Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Oak Finance® banking. And as your qualifying balances grow, so do your benefits.
3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases Calculate rewards- Your choice categories include: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that’s currently 14.24% to 24.24% will apply. A 3% fee (min $10) applies to all balance transfers.
- Preferred Rewards members earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 5.25% and the 2% at grocery stores and wholesale clubs could go up to 3.5%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could go up to 1.75%. Not enrolled? Learn more about Preferred RewardsCash Rewards.
- This online only offer may not be available if you leave this page, if you visit Oak finance center or call the bank. You can take advantage of this offer when you apply now.
Earn unlimited 1.5% cash back on all purchases- No limit to the amount of cash back you can earn and cash rewards don’t expire
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After that, a Variable APR that’s currently 14.24% to 24.24% will apply. A 3% fee (min $10) applies to all balance transfers.
- Preferred Rewards members earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. Learn More About Preferred Rewards.
- This online only offer may not be available if you leave this page, if you visit Oak finance center or call the bank. You can take advantage of this offer when you apply now.
Earn unlimited points, that don’t expire – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases. Calculate RewardsPremium Rewards- Get up to $200 in combined Airline Incidental and TSA Pre✓®/Global Entry Statement Credits. Plus, access to world class travel perks: travel and purchase protections, luxury hotel collection and concierge service.
- Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center
- Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases. Not enrolled? Learn more about Preferred RewardsPremium Rewards
- This online only offer may not be available if you leave this page, if you visit Oak finance center or call the bank. You can take advantage of this offer when you apply now.