Business Insurance - Peridot Finance

At Peridot Finance, we live up to the challenge of providing convenience for our customers; by being the One-Stop-Shop for all your financial needs – from deposits and loans to insurance protection – all under one roof! Peridot Finance is dedicated to protecting you and your family, as well as your hard earned assets and future earnings. Our strategic alliance with Prudential Life Insurance Company and Enterprise Insurance Company puts us in a very strong position to meet all your insurance needs – whether you need insurance cover for your child’s education, to protect your income, for a loved one’s funeral or to protect your treasured assets like houses and cars, you can depend on us to help protect your world!

What Does General Liability Insurance Cover?

General liability insurance helps cover your costs to respond to a claim that your business caused property damage or bodily injury. It can help pay for:

A customer or client’s medical expenses if they slip and fall in your business
Repair costs to fix a wall that your employee accidentally damaged while working at a customer’s home
Legal costs to defend your business in a lawsuit
Judgments and settlements from a customer or client’s lawsuit

Who Needs General Liability Insurance?

Four out of 10 small business owners are likely to experience a property or general liability claim in the next 10 years.¹ Claims range from unexpected incidents, like a burglary, to unforeseen accidents, such as a customer getting injured after slipping and falling.

General liability insurance can help cover claims of:

Bodily injury or property damage that your business causes.

* Medical costs if your customer or client hurts themselves while visiting your business.

* Damage to rented property caused by a covered loss such as fire, lightning or explosion.

Why Do You Need General Liability Insurance?

Many business owners wonder why they need general liability insurance. The answer is simple. As a small business owner, this insurance helps protect you from costly liability claims. It can help you if a claim comes up during common business situations, such as:

* You or your employees representing a client

* Meeting with clients face to face

* Working on or with another person’s property

* Using third-party locations for business activities