Loans, Lines of Credit and Overdraft Protection

Whether you want to make a major purchase, consolidate debt, or renovate your home, Oak Loans and Lines of Credit can help you achieve your financial goals. Estimate what your monthly payments can be with our calculators and tools. If you’re still deciding which lending option is best for you or the different ways you can use your loan or line of credit, our borrowing articles can help guide you.

Personal Line of Credit

A flexible way to borrow

• Use it for home renovations or making large purchases
• Borrow between $5000 – $50,000
• Apply once for a credit limit that you can continue to use and re-use with a flexible repayment plan¹

Personal Loans

Borrow only what you need now, for what you want

• Use it for large purchases or consolidating debt
• Borrow between $5000-$50,000
• We’ll help create a payment schedule that fits your budget

Student Line of Credit

A flexible way to fund your school expenses

• Pay for expenses such as tuition, books and living at competitive interest rates
• Apply once for a credit limit that you can continue to use and re-use¹ while in school²
• Interest-only monthly payments while in school and for 24 months after you leave school

Learn more about Borrowing

Here are some additional resources to help you further understand your borrowing options.

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  Understand Loans and Lines of Credit

  Discover credit options for common borrowing needs like paying off debt, home renovation and more.

   

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  Compare oak Loans & Lines of Credit

  Learn about the differences between a Loan and a Line of Credit.

   

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  Get and maintain good credit

  Find out what’s involved in getting credit, how to keep your credit score healthy and more.